Yes. And, we work with clients on an individual basis, so if there is a justifiable reason for a qualification issue, we are able to adjust when it financially makes sense. … [Read more...] about Can I reapply at a later date if I am not qualified?
We often work with our clients on multiple growth initiatives. We are set up to be your ongoing lending partner to help you capitalize on successive acquisitions or growth campaigns. We will develop a creative lending strategy to fit your specific needs. … [Read more...] about Can I get more than one AgileCap loan at a time?
We take your security very seriously and follow the required information security practices to maintain the integrity of your information. We can never see or store bank/data source login information, and we have no access to save or change your bank account data. … [Read more...] about How secure is my information?
AgileCap is a direct lender and has a full internal underwriting staff. We do not farm out our clients to other institutions. However, if we determine your needs are better suited for one of our partner organizations, we will make the proper introductions. Our client’s best interests are always … [Read more...] about Are you a direct lender or are you a broker?
As AgileCap is a commercial lending provider, all our clients must be set up as an LLC or Corporation prior to loan funding. … [Read more...] about I’m a sole proprietor or general partner—can I get a loan?
Not a problem. We frequently consolidate higher rate debt for our clients. We also require to be in 1st lien position, so if you have other business debt already, you will want to take that into consideration. … [Read more...] about Can I use the funds to pay off debt previously acquired?
If your loan proceeds are being used for an acquisition or paying off an existing debt we send them directly to the seller or institution. Funds used for capital expenses and other growth initiatives are placed directly in your business operating account for immediate use. … [Read more...] about Are the funds from my loan paid directly to me?
We first send a preliminary term sheet for your approval which can be produced within 24 hours of receiving the details of your loan request. Once you have approved the preliminary term sheet, we provide you a list of documentation required for underwriting your loan. Once all documents are … [Read more...] about How long does it take to receive funds from AgileCap?